Arranging a buy-to-let mortgage can be complicated. Our expert mortgage advisers understand the requirements necessary to access a competitive buy-to-let mortgage. We have assisted a range of secure buy-to-let mortgages, enabling individuals to invest in property as a long-term opportunity.
Buy-to-let mortgages (also known as investment mortgages) are designed for borrowers who want to let their property to a third party (i.e. a tenant). As more and more people invest in property, a number of competitive buy-to-let mortgage deals have emerged onto the market to cater for these borrowers. Our advisers are well placed to seek the most suitable deals available for our clients and to assist with the application process, maximising your chances of approval.
There are a number of requirements that must be met in order to qualify for a buy-to-let mortgage. A lender will not only look at your financial situation, but will examine the earning potential of a property making it important that you have a clear business plan before applying.
Here are just some of the areas our advisers can assist with:
We’re frequently asked if mortgage advice is expensive. At BP Sanders we believe in Trust, Truth & Transparency. We’ll provide you with full details of our fees upfront and work hard to offer excellent value for money. We typically charge just £395 for mortgage advice and your initial consultation is always free.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
The value of pension and investments can fall as well as rise. You may get back less than you invested.