Equity Release

Property Equity Release Advice

Your property may be your biggest asset, and you may want to access this value at some point in your lifetime. Our mortgage advisers can assist our clients in entering into suitable, secure Equity Release schemes such as lifetime mortgages, which can be extremely complex and high in risk. With our help, clients have the opportunity to access the equity they have tied up in their home, securely and with as little risk as possible.

Asset rich, but cash poor? As a homeowner, you’ve probably seen the value of your home increase (sometimes dramatically) over the years. With a lifetime mortgage or home reversion plan you may be able to tap into some of this value, and you will be able to access its’ equity whilst continuing to live there. However, there are charges to do so.

Equity that is released via a suitable scheme can be used in a number of ways such as:

  • To increase your daily income
  • Undertake home improvements
  • Assist your children financially
  • Increase the cash available to you during retirement

Due to the high levels of risk involved with equity release, it is recommended to go through a qualified financial adviser if you wish to proceed, as we can help you release equity from your home in the most secure, risk-limited way we can per individual. With our in-depth experience and expert advice, we can alert you to things you need to be aware of, as by proceeding with equity release, interest and costs associated mean it isn’t always the best route to take. Please note that you will not receive full market value for your home should you choose to sell it, and your state benefits may be affected due to your increase in capital.

We’re frequently asked if financial advice is expensive. At BP Sanders we believe in Trust, Truth & Transparency. We’ll provide you with full details of our fees upfront and work hard to offer excellent value for money. We typically charge just £395 for mortgage advice and your initial consultation is always free.

Equity Release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks please ask for a personalised illustration.

Equity Release, Lifetime Mortgages & Home Reversion Plan will reduce the value of your estate and can affect your eligibility for means tested benefits.

Mortgage Advisers

Amanda Hibbert & Mike Lupton

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Request a Call

If you would like to discuss releasing equity from your property with one of our Financial Advisers please click on the button above to arrange a callback from our team.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Are your existing financial arrangements, pensions, & investments achieving what you want them to?