Protect Your Family

Protect Your Family

woman signing papers

Quite simply, life insurance is there for your peace of mind.

It gives you the security of knowing that, should the worst happen, your family will be financially protected and able to live the lifestyle that you hoped they would, had you still been around. Find out more below and please contact us contact us for further details.

Some frequent questions:

How much cover do I need?
  • People rarely have enough cover to meet their needs, largely because they haven’t truly given any thought to the financial impact upon their family of their death.
  • You should think carefully about how much you may need to insure yourself for and how best to structure your policies.
How long do I need to covered for?
  • Your family’s needs will develop and change over time.
  • You should think give consideration to how this may develop and most importantly, review your protection provision regularly.
Do I need Critical Illness cover?
  • Critical Illness cover plays a vital role in helping your family cope financially with the short term impact of a serious illness.
  • It should run alongside your life insurance cover.
What about protecting my income?
  • People often discount this area of protection planning.
  • If your income stops through illness, how will this impact upon your family’s finances?
  • How much of your family’s standard of living would you be prepared to sacrifice if you were no longer able to work through ill health?

There are many more factors to take into consideration when it comes to making sure that you have adequate protection provision in place to meet your family’s needs.  Please contact us to arrange an assessment of your protection needs.

Cover will cease on insurance products if premium payments are not maintained. Generally, these plans have no cash in value at any time and will cease at the end of the term. The definitions vary between product providers and will be described in the key features and policy document, if you go ahead with the plan.

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If you would like to discuss your own personal financial situation with one of our Financial Advisers please click on the button above to arrange a callback from our team.

Are your existing financial arrangements, pensions, & investments achieving what you want them to?