How certain innate behavioural traits influence our decision-making With historic ultra-low interest rates on savings, many investors over the past decade have turned to income-paying funds as an alternative to cash-based savings. Changing life plans and priorities mean we now encounter varying income needs and goals...
How will it affect your retirement plans? Will you be one of the millions of workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68? New plans announced in July this year...
Dads putting their family’s financial security at risk if the unexpected were to happen What would happen to you and your family in the event of unforeseen circumstances, such as the diagnosis of a serious illness or premature death? Worryingly, research from Scottish Widows reveals that...
The Pimms Tent @ Ashridge House, in support of The Hospice of St Francis On the 11th June 2017, BP Sanders proudly supported the Hospice of St Francis’ biggest event of the year – The Garden Party held at Ashridge House who rely on donations to...
New Inheritance Tax rules apply from 6 April 2017 Unforeseen life events and circumstances can potentially impact your finances in a number of ways. We can help you to safeguard your wealth for future generations. Although often in the news, Inheritance Tax (IHT) is still not widely...
Those who set tangible goals for the future could be £30,000 better off in retirement, according to new research. The Set the Right Goals study from Zurich UK found that those who set specific goals for when they are aged 65 or over are more likely...
Holding a blend of assets to help you navigate the volatility of markets. In the most general sense, it can be summed up with this phrase: ‘Don’t put all of your eggs in one basket’. While that sentiment certainly captures the essence of the issue, it...
The 2016/2017 Tax Year End is almost upon us. Come to one of our Tax Efficiency Clinics being held throughout February and March to speak to one of our expert Advisers and find out how you could reduce your tax bill. Sessions are arranged on a...
The 2016/17 year end for tax planning purposes is now only a matter of months away, with the deadline approaching on 5 April. Effective tax planning is about knowing the personal and business taxes you are liable to pay and acting to legally minimise them....
The Government has now confirmed details of its proposed overhaul of the pension system. The key elements of the plans begin with the minimum pension age increasing to 57 from 2028, and the state pension age rising to 67 at the same time, which will affect...