Experts are widely predicting that The Bank of England Base Rate will rise on 2nd November 2017 for the first time in many years. Many of us will see our mortgage repayments rise as a result of this, especially if you are currently based on your...
UK pension system is sustainable but inadequate It’s been estimated that 18% of earnings need to be saved each year to achieve an adequate income during retirement, an International Longevity Centre (ILC) report has concluded. It said the contribution level, which is nine times higher than current...
The new IHT Residence Nil Rate Band (RNRB) was introduced in April 2017. It is in addition to an individual's normal inheritance tax nil rate band of £325,000. An estate will be entitled to the RNRB if the: individual dies on or after 6 April 2017 ...
How certain innate behavioural traits influence our decision-making With historic ultra-low interest rates on savings, many investors over the past decade have turned to income-paying funds as an alternative to cash-based savings. Changing life plans and priorities mean we now encounter varying income needs and goals...
How will it affect your retirement plans? Will you be one of the millions of workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68? New plans announced in July this year...
Dads putting their family’s financial security at risk if the unexpected were to happen What would happen to you and your family in the event of unforeseen circumstances, such as the diagnosis of a serious illness or premature death? Worryingly, research from Scottish Widows reveals that...
The Pimms Tent @ Ashridge House, in support of The Hospice of St Francis On the 11th June 2017, BP Sanders proudly supported the Hospice of St Francis’ biggest event of the year – The Garden Party held at Ashridge House who rely on donations to...
New Inheritance Tax rules apply from 6 April 2017 Unforeseen life events and circumstances can potentially impact your finances in a number of ways. We can help you to safeguard your wealth for future generations. Although often in the news, Inheritance Tax (IHT) is still not widely...
Those who set tangible goals for the future could be £30,000 better off in retirement, according to new research. The Set the Right Goals study from Zurich UK found that those who set specific goals for when they are aged 65 or over are more likely...
Holding a blend of assets to help you navigate the volatility of markets. In the most general sense, it can be summed up with this phrase: ‘Don’t put all of your eggs in one basket’. While that sentiment certainly captures the essence of the issue, it...